Close

Fixed Rate Cash ISAs

Nothing beats knowing your savings are protected. Our Fixed Rate Cash ISAs give you a great return thanks to our guaranteed interest rate. All of the interest is tax free – it doesn’t count towards your Personal Savings Allowance – and our Cash ISAs are flexible too

  • 4.6/5 (2218 reviews)

Average review for all our Fixed Rate Cash ISAs products

Show More information

Open a Fixed Rate Cash ISA with Aldermore Bank to get a great return. It’s easy, convenient and secure. Open an account, complete identity checks and move your money in minutes.

Fixed Rate Cash ISAs

Term
Gross Annual
Interest
Gross Monthly
Interest
AER*
Open an Account
Term
1 Year
Gross Annual Interest
1.00%
Gross Monthly Interest
1.00%
AER^
1.00%
Open an account

Our rate checker tool is being updated

We are in the process of gathering the most up to date interest rates, please bear with us.

We apologise for any inconvenience. Please try again later.

Please wait while we load previous session...

{{formControlDisplay.IntroForm.Title}}

{{formDisplay.ProviderTooltip}}

{{formDisplay.SavingsTypeTooltip}}

/ /

{{dateValidationMsg}}

£

{{formDisplay.BalanceTooltip}}
{{productTierBalanceError}}

{{formDisplay.AccountTooltip}}

Account balance after {{compareTerm}} months*

Including your initial balance
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
your account {{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }}
aldermore account {{ interestCalc(aldermoreProduct.Rates.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }} {{ aldermoreProduct.Balances.BalanceMaximum | currency: '£' : 0 }}
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
Choice of fixed term from 60 days up to 5 years
5 YEARS {{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
60 DAYS {{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^
You could earn {{cfraKeyString}} {{interestEarnings | currency: '£' : 0}} {{interestEarningKeyString}} over {{compareTerm}} months with Aldermore
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
{{ aldermoreProduct.DisplayTitle }}
5 YEARS
{{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
Choice of fixed term from 60 days up to 5 years
60 DAYS
{{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^

{{formControlDisplay.IntroComparison.Title}}

YOUR ACCOUNT
AER^
Gross Annual Interest
Account balance after {{ compareTerm }} months* Including your initial balance
YOUR ACCOUNT
{{productSelected.Title}}
AER^
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Gross Annual Interest
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Account balance after {{compareTerm}} months* Including your initial balance
{{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal) | currency: '£' }}

{{formControlDisplay.IntroFeatured.Title}}

OUR ACCOUNTS
AER^
Gross Annual Interest
ALDERMORE ACCOUNT
{{feature.Title}}
AER^
{{feature.Rates.AnnualEquivalentRate}}
{{feature.RatesCfra.MinimumAer}} to {{feature.RatesCfra.MaximumAer}}
{{feature.Rates.InterestAnnual}}
{{feature.RatesCfra.MinimumInterestAnnual}} to {{feature.RatesCfra.MaximumInterestAnnual}}
Account balance after 12 months* Including your initial balance
{{feature.Balances.Balance | currency: '£'}}
{{feature.Balances.Balance | currency: '£'}} to {{feature.Balances.BalanceMaximum | currency: '£'}}

Term
2 Year
Gross Annual Interest
1.20%
Gross Monthly Interest
1.19%
AER^
1.20%
Open an account

Our rate checker tool is being updated

We are in the process of gathering the most up to date interest rates, please bear with us.

We apologise for any inconvenience. Please try again later.

Please wait while we load previous session...

{{formControlDisplay.IntroForm.Title}}

{{formDisplay.ProviderTooltip}}

{{formDisplay.SavingsTypeTooltip}}

/ /

{{dateValidationMsg}}

£

{{formDisplay.BalanceTooltip}}
{{productTierBalanceError}}

{{formDisplay.AccountTooltip}}

Account balance after {{compareTerm}} months*

Including your initial balance
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
your account {{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }}
aldermore account {{ interestCalc(aldermoreProduct.Rates.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }} {{ aldermoreProduct.Balances.BalanceMaximum | currency: '£' : 0 }}
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
Choice of fixed term from 60 days up to 5 years
5 YEARS {{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
60 DAYS {{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^
You could earn {{cfraKeyString}} {{interestEarnings | currency: '£' : 0}} {{interestEarningKeyString}} over {{compareTerm}} months with Aldermore
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
{{ aldermoreProduct.DisplayTitle }}
5 YEARS
{{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
Choice of fixed term from 60 days up to 5 years
60 DAYS
{{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^

{{formControlDisplay.IntroComparison.Title}}

YOUR ACCOUNT
AER^
Gross Annual Interest
Account balance after {{ compareTerm }} months* Including your initial balance
YOUR ACCOUNT
{{productSelected.Title}}
AER^
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Gross Annual Interest
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Account balance after {{compareTerm}} months* Including your initial balance
{{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal) | currency: '£' }}

{{formControlDisplay.IntroFeatured.Title}}

OUR ACCOUNTS
AER^
Gross Annual Interest
ALDERMORE ACCOUNT
{{feature.Title}}
AER^
{{feature.Rates.AnnualEquivalentRate}}
{{feature.RatesCfra.MinimumAer}} to {{feature.RatesCfra.MaximumAer}}
{{feature.Rates.InterestAnnual}}
{{feature.RatesCfra.MinimumInterestAnnual}} to {{feature.RatesCfra.MaximumInterestAnnual}}
Account balance after 12 months* Including your initial balance
{{feature.Balances.Balance | currency: '£'}}
{{feature.Balances.Balance | currency: '£'}} to {{feature.Balances.BalanceMaximum | currency: '£'}}

Term
3 Year
Gross Annual Interest
1.25%
Gross Monthly Interest
1.24%
AER^
1.25%
Open an account

Our rate checker tool is being updated

We are in the process of gathering the most up to date interest rates, please bear with us.

We apologise for any inconvenience. Please try again later.

Please wait while we load previous session...

{{formControlDisplay.IntroForm.Title}}

{{formDisplay.ProviderTooltip}}

{{formDisplay.SavingsTypeTooltip}}

/ /

{{dateValidationMsg}}

£

{{formDisplay.BalanceTooltip}}
{{productTierBalanceError}}

{{formDisplay.AccountTooltip}}

Account balance after {{compareTerm}} months*

Including your initial balance
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
your account {{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }}
aldermore account {{ interestCalc(aldermoreProduct.Rates.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }} {{ aldermoreProduct.Balances.BalanceMaximum | currency: '£' : 0 }}
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
Choice of fixed term from 60 days up to 5 years
5 YEARS {{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
60 DAYS {{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^
You could earn {{cfraKeyString}} {{interestEarnings | currency: '£' : 0}} {{interestEarningKeyString}} over {{compareTerm}} months with Aldermore
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
{{ aldermoreProduct.DisplayTitle }}
5 YEARS
{{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
Choice of fixed term from 60 days up to 5 years
60 DAYS
{{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^

{{formControlDisplay.IntroComparison.Title}}

YOUR ACCOUNT
AER^
Gross Annual Interest
Account balance after {{ compareTerm }} months* Including your initial balance
YOUR ACCOUNT
{{productSelected.Title}}
AER^
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Gross Annual Interest
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Account balance after {{compareTerm}} months* Including your initial balance
{{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal) | currency: '£' }}

{{formControlDisplay.IntroFeatured.Title}}

OUR ACCOUNTS
AER^
Gross Annual Interest
ALDERMORE ACCOUNT
{{feature.Title}}
AER^
{{feature.Rates.AnnualEquivalentRate}}
{{feature.RatesCfra.MinimumAer}} to {{feature.RatesCfra.MaximumAer}}
{{feature.Rates.InterestAnnual}}
{{feature.RatesCfra.MinimumInterestAnnual}} to {{feature.RatesCfra.MaximumInterestAnnual}}
Account balance after 12 months* Including your initial balance
{{feature.Balances.Balance | currency: '£'}}
{{feature.Balances.Balance | currency: '£'}} to {{feature.Balances.BalanceMaximum | currency: '£'}}

  • Maximise your ISA allowance – you can split your ISA allowance between any of our Cash ISA products, as long as you don’t exceed your annual ISA allowance. For example, you could open a Fixed Rate Cash ISA with the money you are able to lock away, and also open a Notice Cash ISA in case you need to access some of your savings. This would be classed as one Cash ISA for the purposes of HMRC reporting
  • Peace of mind – our Fixed Rate Cash ISAs have a fixed interest rate for a set period and we’ll personally write to you before your account matures
  • Access – you can make withdrawals if you need to, subject to a deduction of interest
  • Transparent – our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy set up – open an account, complete identity checks and move your money in minutes
  • Easily transfer ISAs from other providers – we’ll process the transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us. Please make sure that any ISA Transfer Forms are returned within 14 calendar days from the date of application
  • Savings held with Aldermore are covered by the Financial Services Compensation Scheme (FSCS). The protection limit within the Scheme for each saver is £85,000

 

Please read the  Fixed Rate Cash ISAs Summary Box and Personal Savings Terms and Conditions before you open an account 

  • You’ll need to provide us with details of a UK personal bank or building society account to link to your Aldermore account. You should be named as an account holder on this account and the account should accept Faster Payments, CHAPS and BACS. To help us keep your money safe and protect against fraud, we’ll only accept deposits from this account and we’ll always send money back to this account, for example when making payments of interest or at maturity. Payments to us from any other account will not be accepted and will be returned, except where these are received by transfer from another ISA provider  
  • Your annual ISA allowance for the 2017/2018 tax year is £20,000. You can save the whole allowance in cash, in stocks and shares, in an innovative finance ISA, in a Lifetime ISA or in any combination of these permitted  ISA types.
  • We only provide cash ISAs. If you are considering encashing a stocks and shares ISA, you should consider seeking independent financial advice to ensure this meets your circumstances.
  • We guarantee to pay the interest rates shown (or the higher rates if we’ve increased them) provided we receive your opening deposit, and, if applicable, ISA transfer form within 14 calendar days of opening the account
  • You can transfer in an ISA held with another provider at account opening stage only. When sending the opening deposit by cheque, please make sure that any ISA transfer forms are returned at the same time. If the opening deposit is made by another method, please make sure that any ISA transfer forms are returned within 14 calendar days
  • You can make deposits up to £20,000 by Faster Payments, BACS, CHAPS, Standing Order or cheque from your nominated UK bank or building society account. You can also transfer existing ISAs from other providers into this account, up to the amount held. You’ve 14 calendar days from account opening to make all of your deposits into your account
  • For deposits received via Faster Payments, BACS, CHAPS or Standing Order, interest will be earned from the date on which we receive your money and for deposits received by cheque, interest will be earned from the second business day after receipt
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future


Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

Managing your account with us is simple and straightforward - and we're always on hand to help if you've any questions. Here's how it works:

  • Once you’ve opened your account with us, we'll send you a Welcome Letter and your Customer ID, which you should usually receive within five business days. When you log in, we'll give you all the information you need to make the most of your new account
  • You can log into your account to view and print a transaction statement at any time and a Summary of Interest will be available in internet banking shortly after the start of each tax year
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to – via our UK-based call centre on 0345 604 2678, by logging into your account and sending us a secure message or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off. There are no hidden bonuses or introductory offers - just consistently competitive rates
  • Your account will mature on the anniversary of the date we receive your opening deposit. We’ll write to you personally a few weeks earlier with a simple, easy-to-understand guide to all your maturity options

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Latest Rating and Reviews

2 Years Fixed Rate Cash ISA

a 2 year ccount is just what I was looking for

As a new customer, I found the Aldermore staff very helpful when I needed clarification on one point.

19th May 2017 Jasy
1 Year Fixed Rate Cash ISA

Efficient service

A speedy and effective service. Among the better interest rates.

19th May 2017 Beeper1940
2 Years Fixed Rate Cash ISA

Reasonable Rate for a 2 Year Fixed Rate Isa

I wanted to find a better rate for an Isa which had just just come to the end of its fixed rate term, and the Aldermore product fitted the bill. It provided a reasonable rate compared to some of its competitors, and opening the account and arranging the transfer was simplicity itself. The web site was easy to use, and speed of communication from Aldermore was excellent. Shall certainly use the Bank again.

19th May 2017 Jac45
2 Years Fixed Rate Cash ISA

So far so goosd

it is very early stages in our relationship, but so far so good. All dealings thus far have been simple and straightforward.

18th May 2017
1 Year Fixed Rate Cash ISA

Competitive interest rates

Easy to contact via email online or phone. Easy to move money between accounts with online banking. Interest rates are very competitive. Would recommend bank.

18th May 2017 John2

Don't want a fixed rate?

Personal Savings

Easy Access Account

  • 4.6/5 (107 reviews)

Our Easy Access Account gives you a great rate as well as full flexibility - so you can withdraw cash or add to your funds whenever you like.

Up to 0.75% AER*

Personal Savings

Notice Cash ISAs

  • 3.8/5 (13 reviews)

With our Notice Cash ISA, you get a great interest rate while you build up your savings. You can still access your money if you need it and can make as many withdrawals as you like. All of the interest is tax free – it doesn’t count towards your Personal Savings Allowance – and our Cash ISAs are flexible too.

Up to 0.80% AER*

Personal Savings

Notice Accounts

  • 4.3/5 (11 reviews)

Want a great interest rate with added flexibility? Our Notice Savings Account gives you exactly that.

Up to 0.80% AER*