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Fixed Rate Cash ISAs

Nothing beats knowing your savings are protected. Fixed Rate ISAs give you a great return thanks to our guaranteed interest rate and it’s tax-free too.

  • 4.6/5 (1385 reviews)

'Winner' – ISA Provider of the Year for the 5th year running
Consumer Moneyfacts Awards 2011-15

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Open a Fixed Rate Cash ISA with Aldermore Bank to get a great return. It’s easy, convenient and secure. Open an account, complete identity checks and move your money in minutes.

Fixed Rate Cash ISAs

Term
Gross Annual Interest
Gross Monthly Interest
AER*
Open an Account
Term
1 Year
Gross Annual Interest
1.50%
Gross Monthly Interest
1.49%
AER^
1.50%
Open an account

How the Business Savings Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate.
Once you have clicked on the 'Check your results' button, just scroll down to see your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please select your bank or building society from the names listed in the drop down menu

 

Please enter the type of business savings account you have e.g. Fixed Rate

 
£

Please enter the business savings balance you wish to check

 

If you are unsure of your account name you will need to check with your current provider

 
Term
2 Year
Gross Annual Interest
1.75%
Gross Monthly Interest
1.74%
AER^
1.75%
Open an account

How the Business Savings Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate.
Once you have clicked on the 'Check your results' button, just scroll down to see your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please select your bank or building society from the names listed in the drop down menu

 

Please enter the type of business savings account you have e.g. Fixed Rate

 
£

Please enter the business savings balance you wish to check

 

If you are unsure of your account name you will need to check with your current provider

 
Term
3 Year
Gross Annual Interest
1.85%
Gross Monthly Interest
1.83%
AER^
1.85%
Open an account

How the Business Savings Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate.
Once you have clicked on the 'Check your results' button, just scroll down to see your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please select your bank or building society from the names listed in the drop down menu

 

Please enter the type of business savings account you have e.g. Fixed Rate

 
£

Please enter the business savings balance you wish to check

 

If you are unsure of your account name you will need to check with your current provider

 
  • Peace of mind - tax-free interest rate, fixed for a set period and we will personally write to you before your account matures
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Maximise your tax-free allowance – easily transfer ISAs from other providers. We’ll process the transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us. Please ensure that any ISA Transfer Forms are returned within ten business days of opening the account
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Open an account with just £1,000
  • Flexible - withdraw cash early if you need to (subject to interest deduction)
  • Easy to manage - do it online, by phone or by post
  • Great value - no fees or charges for day-to-day account services
  • Your annual tax free allowance for the 2015/2016 tax year is £15,240. You can save the whole allowance in cash or in stocks and shares or a combination of the two.
  • You can split your allowance between any of our cash ISA products.  This will be classed as one cash ISA for the purposes of tax free allowances and HMRC reporting.
  • We guarantee to pay the interest rates shown (or the higher rates if we’ve increased them) provided that we receive your completed account opening form, opening deposit, and, if applicable, ISA transfer form within 10 business days. After this time, we’ll pay the prevailing rate on the day that we receive them 
  • You can transfer in an ISA held with another provider at account opening stage only. When sending the opening deposit by cheque, please make sure that any ISA transfer forms are returned at the same time. If the opening deposit is made by another method, please make sure that any ISA transfer forms are returned within 10 business days
  • You’ve 20 business days from the date of application to make deposits into your account. After this 20 business day period all further deposits will be rejected and returned to you without interest. For deposits received via Faster Payments, BACS, CHAPS or Direct Debit, interest will be earned from the date on which we receive your money and for deposits received by cheque, interest will be earned from the second business day after receipt
  • Early withdrawals will be subject to a deduction in interest
  • You should keep at least £1,000 in your account at any one time (a gross interest rate of 0.50% will be paid on balances below this amount)
  • You simply need to be aged 18 years or over, resident in the UK and only liable to pay tax in the UK
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future
  • To read the full terms and conditions please click here


Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

Managing your account with us is simple and straightforward - and we're always on hand to help if you've any questions. Here's how it works:

  • Once you've opened your account with us, we'll send you a welcome pack, usually within five business days, with all the details you'll need to manage your account
  • If you open an account online, you can log into your account to view and print a statement at any time and we will make a Section 975 Certificate available in internet banking shortly after the start of each tax year.
    If you open an account over the telephone or by post, we will send your statement and Section 975 Certificate by post once a year, usually in April.
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to - either via our UK-based call centre on 0345 604 2678, or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off. There are no hidden bonuses or introductory offers - just consistently competitive rates
  • Your account will mature on the anniversary of the date we receive your opening deposit. We’ll write to you personally a few weeks earlier with a simple, easy-to-understand guide to all your maturity options
Tax Interest is paid gross (without tax taken off)
Minimum deposit £1,000. You can request to transfer in an ISA held with another provider at account opening stage only. You've 20 business days from the date of application to make any other deposits you wish to make from your nominated bank account, within the current tax year ISA allowance. After this 20 business day period all further deposits will be rejected and returned to you without interest
Maximum deposit 2015/2016 tax allowance - £15,240 (subject to HM Revenue & Customs rules). Transfers from another provider  - unlimited (subject to HM Revenue & Customs rules)
Withdrawals Early withdrawals permitted subject to a deduction of interest:
1 Year - 120 days, 2 Year - 180 days, 3 Year - 180 days.
A gross interest rate of 0.50% will apply if the balance falls below £1,000.
Paying money in Direct Debit, Transfer from another provider, BACS, Cheque, Faster Payments, Standing Order, CHAPS
Number of account holders 1
How we calculate interest Interest calculated daily. Applied to your account monthly or annually
Payment of interest Paid to your account, another Aldermore easy access or notice account; to a UK bank or building society account in your name(s)
Account Maturity We’ll write to you a minimum of 21 calendar days before your account matures to explain your options. If we don't hear from you we will move your money into a 30 Day Notice Cash ISA.
How you operate your account Internet, Phone, Post

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Latest Rating and Reviews

2 Years Fixed Rate Cash ISA

Hassle-free to open with competitive rate.

Clear on line instructions made this account easy to open. Personal documents returned by recorded delivery. Call centre very helpful and good response time. Would definitely recommend Aldermore.

9th February 2016
2 Years Fixed Rate Cash ISA

Very Good service. Good "relative " rate of interest

Very easy to open an on line account and a couple of telephone calls to them for information were handled quickly and professionally. Very pleased so far.

8th February 2016 WayneH
2 Years Fixed Rate Cash ISA

Quick and Simple

Very easy and straight forward to open an account. No hassle, no silly questions. the webpages were very clear. The response was quick. The transfer in from my old bank took only 2 days. Confirmation by email and hard copy arrived 2 days later.

6th February 2016
2 Years Fixed Rate Cash ISA

great easy process

A great service provided. Easy to transfer isas to aldermore. All the questions were easy to understand and necessary to answer.

6th February 2016 eddd
1 Year Fixed Rate Cash ISA

Suited my needs perfectly

It was easy to navigate the website and all aspects were perfectly clear and also the ability to transfer in another ISA was made simple.

5th February 2016

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