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Fixed Rate Accounts

Protect your hard-earned savings from interest rate fluctuations with our fixed rate savings account. You'll enjoy peace of mind knowing exactly how much interest you'll earn.

  • 4.6/5 (2759 reviews)

‘Winner’ – Best Online Savings Account Provider
Your Money Awards 2014

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Open a Fixed Rate Savings Account with Aldermore Bank today. It’s easy, convenient and secure. Open an account, complete identity checks and move your money in minutes.

Fixed Rate Accounts

Term
Gross Annual Interest
Gross Monthly Interest
AER*
Open an Account
Term
1 Year
Gross Annual Interest
1.75%
Gross Monthly Interest
1.74%
AER^
1.75%
Open an account

How the Business Savings Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate.
Once you have clicked on the 'Check your results' button, just scroll down to see your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please select your bank or building society from the names listed in the drop down menu

 

Please enter the type of business savings account you have e.g. Fixed Rate

 
£

Please enter the business savings balance you wish to check

 

If you are unsure of your account name you will need to check with your current provider

 
Term
2 Year
Gross Annual Interest
1.95%
Gross Monthly Interest
1.93%
AER^
1.95%
Open an account

How the Business Savings Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate.
Once you have clicked on the 'Check your results' button, just scroll down to see your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please select your bank or building society from the names listed in the drop down menu

 

Please enter the type of business savings account you have e.g. Fixed Rate

 
£

Please enter the business savings balance you wish to check

 

If you are unsure of your account name you will need to check with your current provider

 
Term
3 Year
Gross Annual Interest
2.25%
Gross Monthly Interest
2.23%
AER^
2.25%
Open an account

How the Business Savings Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate.
Once you have clicked on the 'Check your results' button, just scroll down to see your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please select your bank or building society from the names listed in the drop down menu

 

Please enter the type of business savings account you have e.g. Fixed Rate

 
£

Please enter the business savings balance you wish to check

 

If you are unsure of your account name you will need to check with your current provider

 
Term
4 Year
Gross Annual Interest
2.45%
Gross Monthly Interest
2.42%
AER^
2.45%
Open an account

How the Business Savings Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate.
Once you have clicked on the 'Check your results' button, just scroll down to see your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please select your bank or building society from the names listed in the drop down menu

 

Please enter the type of business savings account you have e.g. Fixed Rate

 
£

Please enter the business savings balance you wish to check

 

If you are unsure of your account name you will need to check with your current provider

 
Term
5 Year
Gross Annual Interest
2.50%
Gross Monthly Interest
2.47%
AER^
2.50%
Open an account

How the Business Savings Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate.
Once you have clicked on the 'Check your results' button, just scroll down to see your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please select your bank or building society from the names listed in the drop down menu

 

Please enter the type of business savings account you have e.g. Fixed Rate

 
£

Please enter the business savings balance you wish to check

 

If you are unsure of your account name you will need to check with your current provider

 
  • Peace of mind - know exactly what interest rate you'll earn for a set period and we will personally write to you before your account matures
  • Transparent - our competitive rates aren't artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Open an account with just £1,000
  • Easy to manage - do it online, by phone or by post
  • Great value - no fees or charges for day-to-day account services
  • We guarantee to pay the interest rates shown (or the higher rates if we’ve increased them) provided that we receive your completed account opening form and opening deposit within 10 business days. After this time, we’ll pay the prevailing rate on the day that we receive them
  • You’ve 20 business days from the date of application to make deposits into your account. After this 20 business day period all further deposits will be rejected and returned to you without interest. For deposits received via Faster Payments, BACS, CHAPS or Direct Debit, interest will be earned from the date on which we receive your money and for deposits received by cheque, interest will be earned from the second business day after receipt
  • You should keep at least £1,000 in your account at any one time (a gross interest rate of 0.50% will be paid on balances below this amount)
  • You simply need to be aged 18 years or over, resident in the UK and only liable to pay tax in the UK
  • You cannot make any withdrawals or close your account before the maturity date (however, please contact us in the event of hardship)


To view full terms and conditions please click here

Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

Managing your account with us is simple and straightforward - and we're always on hand to help if you've any questions. Here's how it works:

  • Once you've opened your account with us, we'll send you a welcome pack, usually within five business days, with all the details you'll need to manage your account
  • If you open an account online, you can log into your account to view and print a statement at any time and we will make a Section 975 Certificate available in internet banking shortly after the start of each tax year.
    If you open an account over the telephone or by post, we will send your statement and Section 975 Certificate by post once a year, usually in April.
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to - either via our UK-based call centre on 0345 604 2678, or by emailing service@aldermoresavings.co.ukClick here for our opening hours
  • Your account will mature on the anniversary of the date we receive your opening deposit. We’ll write to you personally a few weeks earlier with a simple, easy-to-understand guide to all your maturity options
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
Tax Interest is paid net of basic rate tax. Non tax-payers can register at any time for interest to be paid without tax taken off
Term of account You can choose from the following terms:
1 Year, 2 Year, 3 Year, 4 Year, 5 Year
Minimum deposit £1,000. You’ve 20 business days from the date of application to make deposits into your account. After this 20 business day period all further deposits will be rejected and returned to you without interest
Maximum deposit £1m
Withdrawals No early withdrawals until the end of the term (however, please contact us in the event of hardship)
Paying money in Direct Debit, BACS, Cheque, Faster Payments, Standing Order, CHAPS
Number of account holders Up to two
How we calculate your interest Daily, applied to your account monthly, annually or at maturity (where available)
Payment of interest Paid to your account, another Aldermore easy access or notice account; to a UK bank or building society account in your name(s)
Account maturity We will write to you a minimum of 21 calendar days before your account matures to explain your options.
If we don't hear from you we will move your money into another fixed rate account of the same or similar term.
How you operate your account Internet, Phone, Post

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Latest Rating and Reviews

2 Years Fixed Rate Account

Exactly the product for my wife and I.

All dealings with Aldermore have been first rate so far. Helpful pre advice on the phone set the tone for the subsequent fixed rate bond investment process. The bond rate is highly competitive and offers monthly interest which is very important to us now that we are OAPS. Provided the monthly payments are set up as expected, I will have nothing but praise for the whole experience of dealing with a "new bank".

3rd February 2016 HBoy
3 Years Fixed Rate Account

Easy to follow website

The rate on offer compared favourably with other providers. I already knew Aldermore from an ISA I had previously opened. The procedure was easy to follow.

3rd February 2016
3 Years Fixed Rate Account

Simple to reinvest at a good rate.

I had a fixed bond that matured, wanted to take a little out and reinvest the remainder where I would continue to get a fair interest rate. As Aldermore's interest rates were comparable with those on the market, I decided to reinvest my balance. I completed my transaction through their website, which is very easy to negotiate, all within around fifteen minutes. Confirmation in writing followed. Simple, quick, and very professional.

3rd February 2016
1 Year Fixed Rate Account

suited our needs perfectly

as we already had an account with Aldermore and have been happy with the service and ease of on line facility we decided to take out the current additional bond.

3rd February 2016
1 Year Fixed Rate Account

Excellant

Ideal for money at decent rate that is not needed for 1 year. I had to ring with an enquiry and was dealt with in a friendly way.

3rd February 2016 Biddy

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