Easy Access Account

Our Easy Access Account gives you a great rate as well as full flexibility - so you can withdraw cash or add to your funds whenever you like.

‘Winner’ – Best Bank Savings Provider
Moneyfacts Awards 2014

Don't want to lock your money away? Open an Easy Access Account with Aldermore today. It’s easy, convenient and secure. Open an account, complete identity checks and move your money in minutes.

Easy Access Account

Gross Annual Interest
Gross Monthly Interest
Gross Annual Interest
Gross Monthly Interest
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Reassurance - the interest rate on our Easy Access Account is guaranteed to be at least 0.50% above Base Rate** until 1 May 2016
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Flexible - add to your savings whenever you like
  • Unlimited withdrawals - access your money whenever you need it, without restriction or loss of interest
  • Easy to manage - do it online, by phone or by post

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Base Rate means the Bank of England Official Bank Rate.

  • You get full access to your savings account, 24 hours a day
  • You should keep at least £1,000 in your account at any one time (a gross interest rate of 0.50% will be paid on balances below this amount)           
  • You simply need to be aged 18 years or over, resident in the UK and only liable to pay tax in the UK
  • To view the full terms and conditions please click here

Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you've opened your account with us, we'll send you a welcome pack, usually within five business days with all the details you'll need to manage your account
  • Need to access your money? Simply login to your account, enter the amount you need and the payment date. We'll transfer the money to your nominated account
  • If you open an account online, you can log into your account to view and print a statement at any time and we will make a Section 975 Certificate available in internet banking shortly after the start of each tax year.
    If you open an account over the telephone or by post, we will send your statement and Section 975 Certificate by post once a year, usually in April.
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to - either via our UK-based call centre on 0345 604 2678, or by emailing Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Tax Interest is paid net of basic rate tax. Non tax-payers can register for interest to be paid without tax taken off
Minimum initial deposit £1,000
Maximum deposit £1m
Minimum additional deposit Unlimited
Withdrawals Unlimited. A gross interest rate of 0.50% will apply if the balance falls below £1,000
Paying money in Direct Debit, BACS, Cheque, Faster Payments, Standing Order, CHAPS
Number of account holders Up to 2
How we calculate interest Interest calculated daily. Applied to your account monthly or annually
Payment of interest Paid to your account, another Aldermore easy access or notice account; to a UK bank or building society account in your name(s)
How you operate your account Internet, Phone, Post


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Don't want an Easy Access Account?

Personal Savings

Fixed Rate Accounts
  • 4.5/5 (1727 reviews)

Protect your hard-earned savings from interest rate fluctuations with our fixed rate savings account. You'll enjoy peace of mind knowing exactly how much interest you'll earn.

Up to 2.50% AER*

Personal Savings

Notice Cash ISAs
  • 4.7/5 (19 reviews)

With a Notice Cash ISA, you can build up funds and enjoy a great tax-free rate. And as long as you give us notice, you can make as many withdrawals as you like.

Up to 1.25% AER*

Personal Savings

Fixed Rate Cash ISAs
  • 4.6/5 (1055 reviews)

Nothing beats knowing your savings are protected. Fixed Rate ISAs give you a great return thanks to our guaranteed interest rate and it’s tax-free too.

Up to 2.00% AER*
Rated 4.4 out of 5 by 5 reviewers.
Rated 5 out of 5 by test really long review the wake of the banking crisis, members of the public could be forgiven for holding some in the financial industry in low regard. B&C sat down with Rob Lankey, Managing Director at Aldermore Commercial Mortgages, to find out how Aldermore sets itself apart in an industry which values integrity… Working for a bank no longer has the kudos it once had. If I let slip at a dinner party that I’m a senior manager of a bank, the reaction is much the same as if I had just announced I was on parole from prison (and I suspect that’s where most people believe bankers should be!) Bankers have come to represent greed, exploitation and incompetence, while banks are seen as powerful corporations taking vulnerable clients to the cleaners and making fat profits at the same time. Many regard banks as not being like normal businesses; they perceive banks to have no real competition and to operate on indecently large margins. Are their suppositions based, however, on truth or invention? Some of it is true. The big six banks are, arguably, far too powerful and have a stranglehold over the market, which is unhealthy for businesses and the economy. There’s also no point pretending that banks have been good honest corporate citizens, because the events of the past decade tell a very different story. But not all banks are the same. The truth is that, as well as the small number of very large, powerful banks, there are also other smaller banks working hard to deliver a high quality and reliable service. For these banks – of which Aldermore is one - life is very different. We don’t dominate markets: we have to compete for every piece of new business we win, which means that, first and foremost, we’re a business run by business people. Take a walk around any of our offices and you’ll immediately recognise an environment and way of working that will be familiar to thousands of business owners across the country. We put service first, understand the need to add value for our clients and we watch costs carefully. For us, the bottom line matters. We don’t have a large legacy loan book which allows us to sit back and rake in profits without doing any work and, contrary to popular opinion, we don’t benefit from fat margins. I was recently talking to the MD of a manufacturing business at the 2012 Manufacturer of the Year Awards and asked him what net margin his business made; the answer was 7 per cent. Business banks like Aldermore typically make a much smaller net margin than this. We operate on surprisingly low margins - compared to most British businesses - which means we need to focus on service and generate high volumes of business in order to make good profits. To do that, we have to employ expert staff and experienced senior managers who know how to get the best from our business and deliver straightforward products and a reliable service that benefits our clients. It’s understandable that banks and bankers are not held in the highest regard at the moment - banks cannot simply sweep under the carpet all their misdeeds of the recent past - but neither is it fair to tar all banks with the same brush. As with many things in life, there are examples of good and bad practices. The challenge for brokers is to understand which banks are run by savvy business people who will benefit their clients and which are finding it hard to shake off the bad practices of the past. The banking sector is not as bad as some people 10 January 2013
Rated 3 out of 5 by good product edited - good product, does what it says on the tinzzzzzzzzzzzzzzzzzzzzzzzzzzzzz 07 January 2013
Rated 5 out of 5 by Excellent product The best bank I've ever dealt with - incredible service 20 December 2012
Rated 4 out of 5 by Brilliant product & service top banana, I love aldermore, they really think of everything 05 December 2012
Rated 5 out of 5 by Test by Helen Walsh I'm reviewing this as a test. More characters please! 23 November 2012
  • 2015-03-30T07:18:16.952-05:00
  • bvseo_lps, prod_bvrr, vn_prr_5.6
  • cp-1, bvpage1
  • co-hasreviews, tv_5, tr_5
  • loc_en_US, sid_8, stg, sort_default