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Easy Access Account

Our Easy Access Account gives you a great rate as well as full flexibility - so you can withdraw cash or add to your funds whenever you like.

  • 4.6/5 (12 reviews)

Five Time Winner - ISA Provider of the Year
Consumer Moneyfacts Awards 2011-15

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Don't want to lock your money away? Open an Easy Access Account with Aldermore today. It’s easy, convenient and secure. Open an account, complete identity checks and move your money in minutes.

Easy Access Account

Term
Gross Annual
Interest
Gross Monthly
Interest
AER*
Open an Account
Term
n/a
Gross Annual Interest
1.00%
Gross Monthly Interest
1.00%
AER^
1.00%
Open an account

How the Business Savings Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate.
Once you have clicked on the 'Check your results' button, just scroll down to see your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please enter your bank or building society name.

 

Please enter the type of business savings account you have e.g. Fixed Rate

 
£

Please enter the business savings balance you wish to check

 

If you are unsure of your account name you will need to check with your current provider

 
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Reassurance – the variable interest rate on our Easy Access Account is guaranteed to be at least 0.50% above Base Rate** until 31 December 2017
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Flexible - add to your savings whenever you like
  • Unlimited withdrawals - access your money whenever you need it, without restriction or loss of interest
  • Easy to manage - do it online, by phone or by post


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Base Rate means the Bank of England Official Bank Rate.

  • Interest is paid gross (without tax taken off). Under the Personal Savings Allowance, the first £1,000 of income from non-ISA savings (e.g. any interest earned) is tax free for basic rate taxpayers, and the first £500 is tax free for higher rate taxpayers. No Personal Savings Allowance applies if you’re an additional rate tax payer. If the interest you earn is less than your Personal Savings Allowance, you don’t have to do anything. If the interest you earn is more than your Personal Savings Allowance, you’ll have to pay tax on the difference. HMRC will normally collect the tax by changing your tax code in the PAYE system. If you fill in a Self Assessment tax return you should carry on doing this as normal. For further details on how tax will be collected, visit gov.uk.
  • You’ll need to provide us with details of a UK personal bank or building society account to link to your Aldermore account. You should be named as an account holder on this account and the account should accept Faster Payments, CHAPS and BACS. To help us keep your money safe and protect against fraud, we’ll only accept deposits from this account and we’ll always send money back to this account, for example when making payments of interest or when you make withdrawals. Payments to us from any other account will not be accepted and will be returned
  • You get full access to your savings account, 24 hours a day
  • You should keep at least £1,000 in your account at any one time (a gross interest rate of 0.50% will be paid on balances below this amount)           
  • You simply need to be aged 18 years or over, resident in the UK and only liable to pay tax in the UK
  • You can make deposits at any time. For deposits received via Faster Payments, BACS, CHAPS or Direct Debit, interest will be earned from the date on which we receive your money and for deposits received by cheque, interest will be earned from the second business day after receipt
  • To view the full Personal Savings Terms and Conditions please click here


Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you've opened your account with us, we'll send you a welcome pack, usually within five business days with all the details you'll need to manage your account
  • Need to access your money? Simply login to your account, enter the amount you need and the payment date. We'll transfer the money to your nominated account
  • If you open an account online, you can log into your account to view and print a transaction statement at any time and a Statement of Interest will be available in internet banking shortly after the start of each tax year. If you open an account over the telephone or by post, we will send your transaction statement and Statement of Interest by post once a year, usually in April.
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to – via our UK-based call centre on 0345 604 2678, by logging into your account and sending us a secure message or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes

 

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Tax Interest is paid gross (without tax taken off)
Minimum initial deposit £1,000
Maximum deposit £1m
Minimum additional deposit Unlimited
Withdrawals Unlimited. A gross interest rate of 0.50% will apply if the balance falls below £1,000
Paying money in

By Faster Payments, BACS, CHAPS, Direct Debit, Cheque or Standing Order from your nominated UK bank or building society account

Number of account holders Up to 2
How we calculate interest Interest calculated daily. Applied to your account monthly or annually
Payment of interest

You can choose to have your interest paid to any of the following: your Easy Access account, another Aldermore Easy Access or Notice account, your nominated UK bank or building society account

How you operate your account Internet, Phone, Post

 

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Easy Access Account are shown on our Historic Rates Page

Don't want an Easy Access Account?

Personal Savings

Fixed Rate Accounts
  • 4.6/5 (2936 reviews)

Protect your hard-earned savings from interest rate fluctuations with our fixed rate savings account. You'll enjoy peace of mind knowing exactly how much interest you'll earn.

Up to 2.00% AER*

Personal Savings

Notice Cash ISAs
  • 4/5 (2 reviews)

With our Notice Cash ISA, you get a great interest rate while you build up your savings. You can still access your money if you need it and can make as many withdrawals as you like. All of the interest is tax free - it doesn’t count towards your Personal Savings Allowance - and all of our Notice Cash ISAs are flexible.

Up to 1.05% AER*

Personal Savings

Notice Accounts

Want a great interest rate with added flexibility? Our Notice Savings Account gives you exactly that.

Up to 1.05% AER*