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Easy Access Account

Our Easy Access Account gives you a great rate as well as full flexibility - so you can withdraw cash or add to your funds whenever you like.

‘Winner’ – Best Bank Savings Provider
Moneyfacts Awards 2014

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Don't want to lock your money away? Open an Easy Access Account with Aldermore today. It’s easy, convenient and secure. Open an account, complete identity checks and move your money in minutes.

Easy Access Account

Term
Gross Annual Interest
Gross Monthly Interest
AER*
Apply
Term
n/a
Gross Annual Interest
1.25%
Gross Monthly Interest
1.24%
AER^
1.25%

How the SME Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please select your bank or building society from the names listed in the drop down menu

 

Please enter the type of business savings account you have e.g. Fixed Rate

 
£

Please enter the business savings balance you wish to check

 

If you are unsure of your account name you will need to check with your current provider

 
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Reassurance - the interest rate on our Easy Access Account is guaranteed to be at least 0.50% above Base Rate** until 1 May 2016
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Flexible - add to your savings whenever you like
  • Unlimited withdrawals - access your money whenever you need it, without restriction or loss of interest
  • Easy to manage - do it online, by phone or by post


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Base Rate means the Bank of England Official Bank Rate.

  • You get full access to your savings account, 24 hours a day
  • You should keep at least £1,000 in your account at any one time (a gross interest rate of 0.50% will be paid on balances below this amount)           
  • You simply need to be aged 18 years or over, resident in the UK and only liable to pay tax in the UK
  • To view the full terms and conditions please click here


Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you've opened your account with us, we'll send you a welcome pack, usually within five business days with all the details you'll need to manage your account
  • Need to access your money? Simply login to your account, enter the amount you need and the payment date. We'll transfer the money to your nominated account
  • If you open an account online, you can log into your account to view and print a statement at any time and we will make a Section 975 Certificate available in internet banking shortly after the start of each tax year.
    If you open an account over the telephone or by post, we will send your statement and Section 975 Certificate by post once a year, usually in April.
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to - either via our UK-based call centre on 0345 604 2678, or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes

 

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Tax Interest is paid net of basic rate tax. Non tax-payers can register for interest to be paid without tax taken off
Minimum initial deposit £1,000
Maximum deposit £1m
Minimum additional deposit Unlimited
Withdrawals Unlimited. A gross interest rate of 0.50% will apply if the balance falls below £1,000
Paying money in Direct Debit, BACS, Cheque, Faster Payments, Standing Order, CHAPS
Number of account holders Up to 2
How we calculate interest Interest calculated daily. Applied to your account monthly or annually
Payment of interest Paid to your account, another Aldermore easy access or notice account; to a UK bank or building society account in your name(s)
How you operate your account Internet, Phone, Post

 

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Easy Access Account are shown on our Historic Rates Page

Don't want an Easy Access Account?

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