How we work

We use experienced underwriters to assess applications, not automated credit scoring systems. So if your creditworthy client has been turned away by high street lenders, get in touch. We're here to help you deliver a service and solution they simply won't find anywhere else.

We value our relationship with every business introducer - so we always put your interests first. Work with us and you'll benefit from competitive terms, fast turnarounds, and our ongoing commitment to delivering a market-leading service.

How we work

  • We assess all applications against a set of criteria and rules. We don't rely on credit scoring as other lenders do

  • If an application is a clear pass or fail, we'll let you know immediately. If it isn't clear, a skilled underwriter will assess your case on its merits and will let you know if we can help your client

  • We'll keep you fully informed of progress via real-time case-tracking and email

  • It could take you less than five minutes to submit a client's case details online and receive a decision in principle and/or a key facts illustration. This will leave only a soft footprint on your client's credit files

  • We do not market residential mortgages via a branch network (so no 'dual pricing')
  • Intermediaries
  • Residential Mortgages