Commercial Investment Mortgages

If your client is buying a commercial property to rent, we offer attractive terms to help maximise their return. Our commercial mortgage experts can talk you through the best options for your client - and you'll benefit from a speedy response from a multi-award-winning lender.

(If you are looking for traditional Residential Buy to Let, up to 3 properties please click here).

Competitive commercial mortgage rates

We offer up to 75% of either the purchase price and the open market vacant possession or investment valuation - whichever is lower. If your client's tenant is a household name, we may be able to offer lower interest rates and higher loan to value ratios.

Key benefits

  • Attractive interest rates linked to LIBOR* or fixed rates
  • Direct access to a team of commercial mortgage experts
  • Fast, award-winning service and turnaround
  • Up to 75% loan to value
  • Experienced lending team

 *London Interbank Offered Rate

What we lend on

  • Offices
  • Industrial units
  • Modern factories and warehouses
  • Retail without living accommodation
  • Retail with living accommodation
  • Commercial and residential investment properties
  • Licensed houses in multiple occupation
  • We will consider limited company or LLP residential investment

What we won't lend on

We will not lend on any leisure properties such as:

Pubs, clubs or restaurants, Hotels, B&Bs or guesthouses care homes and children's nurseries.


Property finance for sitting tenant purchase

If your client is purchasing the property they are renting and we're satisfied with the reasons for the discounted purchase price, we can offer a mortgage of up to 100%. This is provided the loan does not exceed our normal loan to value based on the market value of the property.


Other commercial mortgage options

If an investment mortgage isn't the right option for your client's property investment, take a look at our Business Mortgages and Buy-to-let Mortgages.


To talk through the unique mortgage needs of your client's business, get in touch.

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