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I have an Aldermore mortgage, and want to move home. Can I take this mortgage with me?

POSTED: 14th September 2015
IN: Mortgage Services FAQs
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Details for your mortgage are held on your mortgage offer. Aldermore’s mortgages are not portable, however, for owner occupier mortgages, if you move house during the early repayment charge period and take out a mortgage, subject to our lending policy at that time:-

  • For the same or more than the amount outstanding under the old mortgage, the early repayment changes will be refunded as long as the new mortgage completes within two months of the repayment date of the old mortgage.
  • If the new mortgage is less than the balance of the old mortgage, early repayment charges for the amount equivalent to the new mortgage balance will be refunded.

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