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2 Year Fixed Rate Mortgage (75% LTV) (fixed fee)

A 2 year Fixed Rate deal with a 75% loan to value (LTV) ratio.

4.48% fixed for 2 Years
5.25% variable for the
remaining term of the
mortgage
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Credit Status

We look at each application on an individual basis.
Speak to our team of expert mortgage advisers for more information.

Maximum LTV 75%
Initial Rate 4.48%
APRC The Annual Percentage Rate of Charge (APRC) can be used to compare the total cost of different mortgage products. N/A
Product Fee £1,999
Application Fee 0
Reversion Rate 5.25% (LIBOR + 4.95%)
Early Repayment Charge

3.50% year 1
3.00% year 2

Overpayments Specialist range – up to 10% of the outstanding balance can be repaid in any 12 month period without incurring an early repayment charge. 
Valuation Fee
Property
value
Standard
valuation fee
£75,000 - £100,000 £400.00
£100,001 - £150,000 £445.00
£150,001 - £200,000 £445.00
£200,001 - £300,000 £555.00
£300,001 - £400,000 £655.00
£400,001 - £500,000 £725.00
£500,001 - £600,000 £770.00
£600,001 - £700,000 £840.00
£700,001 - £800,000 £920.00
£800,001 - £900,000 £990.00
£900,001 - £1,000,000 £1035.00
£1,000,001 - plus Available on request

Where a more detailed report is required, the Valuer will collect the additional fee direct from the applicants. The valuation fee is not refundable once the valuation has been carried out. Aldermore will enter into commercial agreements for the provision of valuation reports. The valuation report will be for the benefit of Aldermore Bank PLC, although a copy will be provided to the applicant and their Solicitor with the mortgage offer.

Adding Fees Product and Funds Transfer fees can be added.
Minimum Loan Amount £25,000.00
Maximum Loan Amount £1,000,000.00

IF YOU FAIL TO KEEP UP WITH PAYMENTS ON YOUR MORTGAGE A "RECEIVER OF RENT" MAY BE APPOINTED AND/OR YOUR RENTAL PROPERTY MAY BE REPOSSESSED.

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