Build your empire with our commercial buy-to-let mortgages
No matter how large, small or complex your property portfolio, we can tailor our BTL mortgages to you. At Aldermore we believe your mortgage should fit your needs exactly, so we offer bespoke deals, not off the shelf products and our expert team work with professional landlords on varied portfolios.
You'll enjoy competitive rates from an award-winning lender, with a personal service that's second to none. So call us if you have a complicated case, or wish to invest in any of the following:
- HMOs
- Student lets
- Multi-unit property
- Part-commercial property
- Commercial property
- BTL as a Limited Company borrower
Buy-to-let mortgages with competitive terms
We offer up to 70% of either the purchase price and the open market vacant possession or investment valuation - whichever is lower.
Key highlights
- Attractive rates linked to LIBOR*, and fixed rates
- Personal service
- Fast, award-winning service and turn around
- Up to 70% loan to value
- Expert lending team
- No compulsory insurance arrangements
Properties we lend on
We lend on a broad range of properties, including:
- Offices
- Industrial units
- Modern factories and warehouses
- Retail without living accommodation
- Retail with living accommodation
- Commercial and residential investment properties
- Licensed houses in multiple occupation
Find out more
To talk through the unique mortgage needs of your business, call us on 0333 321 4000. Or, you can email us at BusinessLendingDirect@aldermore.co.uk and we'll get back to you.
Is a buy-to-let mortgage right for you?
Alternatively take a look at our business mortgages and investment mortgages.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Get in touch
Call us on
0333 321 4000
Residential BTL
Looking for traditional residential BTL, have a portfolio of five or less properties or are a first time landlord?
Click hereProduct Q&A
Ask your questions. Share your answers.
All
Allwhat must the rental be on flat for me to get loan of £192000?
Regards
Answers
Please give us a call on 0333 321 1001 and speak to one of our Direct Sales Mortgage Advisers so that we can discuss your requirements in more depth.
Answers
It is fair to say that there are occasions when the extent of these reductions does come as a surprise to those trying to raise a mortgage. In addition, valuers also have had to come to terms with today’s market which has some very significant regional variations, so it is understandable that we see them being cautious in reaching an opinion of value.
Sometimes, a ‘down valuation’ can actually be the real value of the property in today’s market simply not matching a customer’s expectation of value. One way to avoid the challenge of a down valuation is to conduct some research on the internet looking at Land Registry sold values (not asking prices) – there are a number of websites that provide helpful information which may help you determine before a valuation is conducted, whether your opinion of value is likely to be close to that of a valuer’s.
If you would like to discuss this further, please contact the commercial lending team on 01733 404518.
Will you lend on properties over £1M on a buy to let in London and, if so, what is the loan to value?
Answers
Should your requirements exceed this level, our commercial mortgage team may be able to assist. The maximum loan to value for our commercial mortgages division is 70%, however it’s usually the yield that would restrict the loan amount for London properties rather than the maximum Loan to Value.
Do you know what the yield on this property is?
Answers
Do you have another investment property valued over £75,000 that we could raise a mortgage against instead?”
The landlord is selling to the minister/Church
Answers
Questions and AnswersIf you have a question for Aldermore, why not take a look at some of our questions and answers
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