Find a new base for your business with our Business Mortgages (owner-occupied)

If you're buying or remortgaging a property for use as business premises, a business mortgage could be the answer.

Every industry has its own dynamics - and your business mortgage should reflect that. So whether you're buying an industrial unit or something different, we'll arrange terms that best support your business.

 

Competitive Commercial Mortgage rates

We can offer up to 70% loan to property value, depending on trading performance and industry sector. And we'll set a commercial mortgage rate that both reflects your industry and the strength of your business.

 

Properties we'll lend on

We offer commercial mortgage loans on a broad range of properties, including:

  • Offices
  • Industrial units
  • Modern factories and warehouses
  • Retail without living accommodation
  • Retail with living accommodation
  • Commercial and residential investment properties
  • Licensed houses in multiple occupation

 

Unfortunately, we are unable to lend on hotels and guest houses, health clubs, pubs or restaurants, schools or care homes.

 

Is a business mortgage right for you?

Alternatively take a look at our investment mortgages and buy-to-let mortgages.

 

To talk through the unique mortgage needs of your business, call us on 0333 321 4000. Or, you can email us at BusinessLendingDirect@aldermore.co.uk and we'll get back to you.

 

Get in touch

Call us on

0333 321 4000

Contact us today to find out how we can help your business succeed

Apply Now

 

 

Enquire now

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Would you refinance 2 holiday cottages

We have a £120 000 residential mortgage on our house worth £600 000 and 2 holiday cottages worth £450 with a business loan of £48 000. Can we take out a business loan where we can get tax relief and pay off the residential mortgage. We also intend putting one of our buy to let flats on the market after this financial year end which will release £60 000 cash after expenses are paid. One of your new clients suggested talking to you
3 months ago
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Answer: 
Given that you intend to sell one of your cottages, it might not be the best time to consider raising finance against that one.

We wouldn’t normally provide an advance against holiday cottages as this property type falls outside our credit policy but there may be another way that we can assist you.

Please give us a call on 01733 404518 so that we can discuss your requirements in more depth.
2 months, 3 weeks ago
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Some of our clients, farmers in the main, have difficulty arranging finance despite positive financial forecasts and good security available. We deal with a number of asset finance companies and wondered if this was an area in which you are actively looking for business.
1 month, 2 weeks ago
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Answer: 
Currently we cannot fulfil the funding for this type of asset, however we are constantly reviewing our credit policies and this may be an area we look to fund in the future.

There are a number of funders in the market who specialise in the funding of this type of equipment.
1 month, 2 weeks ago
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3 months, 3 weeks ago
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There are many banks that will require it and some that won’t. Every provider has its own policies and you never know, this might enable you to negotiate even better terms with your current bank when your bank charges are next reviewed!
3 months, 3 weeks ago
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