3 months free

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 Get your first 3 months' service fees FREE when you take on an Invoice Finance Discounting facility with Aldermore.

As a specialist lender that started from small beginnings we understand the challenges involved in growing a business. That’s why we do things differently… like offering you a peace of mind guarantee when you join Aldermore Invoice Finance. 

Sign up to an 18 month contract, get your first three months' service fees FREE and if within those first three months you’re not completely happy with the service you receive, you’re free to leave. No penalties, no quibble and no service fees. 


Invoice Finance that’s made to measure

Whether you’re taking on new customers, expanding and growing your business or introducing control over your cash flow and working capital, one of the first things you’ll notice is that we’re not just focused on rates and fees.  We take the time to understand your business. We ask the right questions, explore your needs; and most importantly we listen.  Our understanding of what you need means you can be sure that the invoice finance facility we design for you is made to measure to support your business ambition. 

A Relationship Manager who works with you

We like to describe ourselves as partners to our clients.  That’s why from day one, your Relationship Manager works closely with you to understand the needs and demands of your business.  They’ll work with you to plan your future funding requirements and structure them to ensure your business continues to run smoothly. 

If you want to explore how Invoice Finance Discounting could work for your business, try our 3 months free offer and see how Invoice Finance can help open up new possibilities for your business.

To qualify for this promotion, contact us with your details before 29th September 2017. The commencement of your invoice finance agreement must start before 30th November 2017. For more information please read our terms and conditions


If you already have an Invoice Finance provider, moving your facility across to is easy. Find out more about how to join Aldermore.

Terms and Conditions

  • We are offering a 3 month service fee free period for new invoice discounting facilities which are entered into within the period stated below.
  • This promotion is available on a discretionary basis by us to clients with which we decide (subject to our normal checks and approvals) to enter into a qualifying invoice finance agreement which is subject to the terms of this promotion.
  • A qualifying invoice finance agreement for the purposes of this promotion only is an invoice discounting facility with a minimum period of at least 18 months and a notice period of at least 3 months. We will inform you if the invoice discounting facility is subject to the terms of this promotion, but this promotion will not apply to factoring or combined invoice finance facilities. To qualify for this promotion, your details must be logged with us before 29 September 2017, and the commencement date of your invoice finance agreement must be before 30 November 2017 (and our determination as to such matters will be final).
  • For new clients only, you will have the right during the 3 month promotional period to terminate the invoice finance agreement on written notice to us (and no early termination payment or minimum period will apply to such termination, though you will have to settle any outstanding obligations to us). 
  • At the expiry of the 3 month promotional period, the invoice finance agreement will continue on its terms (and, for the avoidance of doubt, service fees will start to be payable and new clients will now have to observe the notice period).
  • The promotion is subject to the applicable terms and conditions of the invoice finance agreement (of which the general conditions can be found here).
  • If a Termination Event (as defined in our general conditions of invoice finance) occurs within the 3 month promotional period, the terms of this promotion will end and our terms and conditions will apply. Our standard charges will apply during the 3 month promotional period in respect of bad debt protection (if applicable), and this promotion does not apply to any service fee which applies under our terms and conditions due to our cancelling your agency to collect debts.
  • Any dispute relating to this promotion shall be governed by and construed in accordance with English law, and subject to the exclusive jurisdiction of the courts of England.

Frequently asked questions

  • How does this promotion work?
    Very simply, when you join Aldermore, for the first 3 months of your 18 months contract you’ll not be charged a Service Fee. If at any time during these 3 months you’re not 100% satisfied with the service you receive, you can cancel it and walk away.
  • When does the 3months free period start?
    The 3 months service free period will start the day you draw down funds from your facility.
  • What happens if I choose to close my account within the 3 months free period?
    Naturally, we’d be disappointed and would like to understand why… but a guarantee is a guarantee. Our agreement will end as soon as the facility has been repaid in full.   
  • What will I pay in the first three months?
    You will not be charged a Service Fee, but all other charges, as detailed in your agreement, will still be payable.
  • What will I be charged after the 3 months have passed?
    At the very start of your agreement we will agree all charges including the service fee that will apply following your 3 months service fee free period.
  • How much notice do I have to give once the trial period has expired?
    This will be clearly stated in your agreement; typically this will be 3 months.
  • How easy it is to switch from my existing provider?
    As a member of the Asset Based Finance Association we follow the agreed process for transfer of facilities between members.  This makes the process of switching as straight forward as possible.
  • Will my Service Fee increase during the 18 month contract?
    Provided you meet the terms of our agreement and there is no material change to the performance of your business, the service fee will remain unchanged for the term of our agreement.  
  • What happens when my 18 month contract comes to an end?
    Prior to the end of the contract period we will discuss the options available,  which could mean you can carry on the existing terms or you may decide to  sign a  new contract on existing or revised terms.
  • What facilities / products are included?
    This offer is only available to those customers who choose to join our Invoice Discounting facility.
  • When do I need to have joined Aldermore by to be eligible for this offer?
    To qualify for this promotion, your details must be logged with us before 29th September 2017, and the commencement date of your invoice finance agreement must be before 30th November 2017. If you are one of our existing customers please contact your Relationship Manager who will be happy to discuss the options available to you.

What is invoice discounting?

For businesses that sell to other businesses on trade credit it’s a flexible  working capital solution  that allows you to convert your outstanding sales invoices into cash, giving you greater control about how you develop and grow your business.

Typically, we provide up to 90% of the invoice amount on the day you send us details of your sales.  You retain control of your sales ledger and collections activity and we can even provide the facility confidentially so your customers are not aware of our involvement. When we receive payment from your customers we release the balance of 10% less our charges.  

We charge a monthly service fee which is typically a percentage of your turnover, and a discount fee (interest) on the amount you’ve drawn  from us.

Can We Help With Anything Else? Call Us: 0161 238 5015