Invoice Finance

Free up your cash flow and free up your business to grow.
With Invoice Finance from Aldermore you can quickly release cash into your business by converting the value of your unpaid invoices into ready working capital.
NACFB 2014 Award Winner
Proud winners of the ‘Invoice Finance Provider of the Year’ at the Credit Today Awards 2015 and the ‘Factor and Invoice Discounter of the Year’ at the 2014 NACFB awards.
Get a quote

Financing your business growth.
Let’s get started

We can help you by giving you greater control of your finances. No more fixed overdraft limits or ceilings, and no more lengthy negotiations to increase your facility size. With our fast, straightforward and flexible service we can deliver the working capital you need to accelerate growth in your business.

Finance that supports your growth ambitions – apply online for our Invoice Finance Apply Now >

Why Aldermore?

We'll give you:

  • A quick response – just call us today and we’ll get things moving straight away
  • A fast and transparent turnaround on applications – with credit decisions made within 48 hours, and an approval rate of 9 out of 10 applications
  • Access to funding specialists with a refreshingly straightforward and simple approach
  • A funding package built around your business – one that’s easy to understand and clearly priced
  • An exceptional service – with an average customer rating of 4.7 out of 5 on our unedited website reviews
  • Day-to-day support from dedicated customer relationship managers, who focus on building successful long-term relationships

Take a look at how we can get cash flowing for businesses just like yours

Building Businesses

With Aldermore you're with one of the fastest growing banks in the UK. We've come a long way since launching in 2009, and Invoice Finance is just part of our family of financial products that's now supporting 56,000 business customers with £2.5 billion of lending. See how we've supported the ambitions of a wide range of customers, big and small, across a range of sectors.

Read our customer stories

Learn how we helped a business in Bletchley with Invoice Finance. Steve Matheron, Managing Director of The Engineering Quest, explains how with the support of Invoice Finance from Aldermore his company has been able to win new contacts, expand into new markets and grow profits. 

> Watch the video

Download our 5 step guides

5 steps to more profitable imports

5 steps to more profitable construction contracts

Trade SuccessInternational trade is a very rewarding business, but it's not without its risks, and when importing from overseas the devil really is in the detail. Time pressures often mean that risks are overlooked and lessons are learned the hard (and expensive) way.

That's why we've put together our handy guide with 5 clear steps to making your imports more profitable.

> Download the guide

Trade SuccessFor contractors and sub-contractors in the construction sector, there’s no need to tie yourself in knots over the intricacies of your contracts. Our guide explains everything from understanding your contractual and financial obligations to managing your finances effectively, to help you make your projects as profitable as possible.  


Read more in our handy guide with 5 clear steps to making your contracts more profitable.

> Download the guide

Our Invoice Finance products

Invoice Finance

  • 4.8/5 (25 reviews)

Factoring gives you fast access to the funds your customers owe you - with the added benefit of a full credit control service.

Invoice Finance

Asset Based Lending

Asset Based Lending (ABL) provides funding against the value of the multiple assets within your business.

Invoice Finance

Invoice Discounting
  • 4.9/5 (7 reviews)

Invoice discounting gives you fast access to funds that you are owed, whilst you continue to collect payments from your customers. 

Invoice Finance

Construction Finance

Construction Finance from Aldermore offers fast access to working capital, advanced against your uncertified applications for payment or staged invoices.

Invoice Finance

Trade Finance

We can make the payments directly to your UK or overseas suppliers, bridging the funding gap between paying your suppliers and being paid by your customers.

Invoice Finance

Pay & Bill Recruitment Finance

Our innovative new product gives recruitment companies a one-stop solution to manage fast payment of their candidate's wages and collect payments from their clients.

Latest Rating and Reviews


Urgent Facility Required

We went out to five organisations to find a factoring company to work with in what effectively is a fast growing start-up. We found Aldermore were the most pro-active, the most open-minded and always accessible. They worked through the process efficiently and the facility was in place on the day of our deadline. This has resulted in us being able to manage our cash flow. The communication and assistance we have since received has also been excellent.

5th November 2015 Ian151105

Excellent Service, Smooth Transaction and Set Up

I Would recommend Aldermore factoring to any business that uses factoring due to the service provided to date, ongoing support and flexibility which is key to any business. I would like to take this opportunity to thank the Aldermore team for their support.

4th September 2015

Great service

This guys are quick and very helpful. They really listen to the requirements and come up with competitive products! Recommended!

4th September 2015

Perfect facility for our business

Just switched to Aldermore last month and could not fault the smooth transfer from our previous provider. Brilliant customer service from the guys in Leeds not to mentioned a great factoring package with transparent fees.

6th May 2015

Invoice Financing via Aldermore

I wanted an Invoice Finance company that would work with me to help me grow the business and who were also able and willing to look at the bigger picture and support not only short term but also long term growth. I was new to this concept for my business and shortlisted 8 companies for meeting and quote information. Aldermore came out on top because of their approach to me and my business. They answered my questions when I needed answers, they were able to accommodate my timetable for meetings and go live dates and most of all they were real people, who understood where I was coming from as a potential customer.

13th October 2014 Andy66